Terms of Use

Please read following Terms and Conditions of Use (“Terms”) carefully before using this website www.pbconcepts.com (the “Website”). The Website is owned, operated and provided by Progressive Business Concepts Ltd. (herein also known as “we”, “us” and “our”) to Website users (herein also known as “user”, “you”, “your”, “buyer”, “customer” or “client”). The use of the Website is governed by the following Terms.


By using the Website, you agree to comply with these Terms and you assume total responsibility and risk for your use of the Website and any services contained therein. Furthermore, your use of this Website clearly evidences your agreement to follow and be bound by each of these terms and conditions of use.
Progressive Business Concepts Ltd. reserves the sole right and discretion to change or modify these Terms at any time. Any change or modification made by Progressive Business Concepts Ltd. will be effective immediately upon posting on the Website and your continued use of the Website means that you have agreed to accept and be bound by any changes or modifications made by Progressive Business Concepts.

Restrictions of Use

You may use this Website for lawful purposes only. Any use of the Website for the transmission or storage of any information, data, content or material in violation of any law (including, but not limited to, material protected by copyright, trademark, trade secrets, and information that is confidential as a matter of law) is strictly prohibited. Without limiting the generality of the foregoing, you may not use this Website to send or otherwise distribute unsolicited e-mail or advertising, or for posting or transmitting any infringing, illegal, sexually explicit, hateful, vulgar, threatening, abusive, harassing, defamatory, or racially, ethnically, or otherwise objectionable material, including, without limitation, any materials that could give rise to any liability to us or which might adversely affect our or our affiliates’ public image, reputation or goodwill.

Copyright, Trademark and ALL Intellectual Property Rights

All text, logos, designs, photos, graphics, multimedia content, data compilations and any other material available from an entry point into Progressive Business Concepts Ltd. www.pbconcepts.com, any pages within that domain including the domain name and all related code, including but not limited to graphics, images, illustrations, audio and video clips, HTML, other mark-up languages, and all scripts within this Website are protected by copyright, trademark and/or other intellectual property rights (the “Materials”). The Materials which are protected by relevant Hong Kong Special Administrative Region and International intellectual property laws are the property of Progressive Business Concepts, its subsidiaries or its affiliates or used with the permission of other parties. No license is granted in respect of these intellectual property rights.

Unless otherwise indicated, all other company names, marks (including unregistered marks), trade dress, logos, product names and trade name(s) used on and appearing on the Website are the property of their respective owners.

Any Material from the Website may not be copied, reproduced, posted, published, displayed, transmitted or distributed in any way in whole or in part without prior written permission of Progressive Business Concepts. The Material on the Website is for informational and promotional purposes only. You may only download one copy of the materials on any single computer for your personal, non-commercial home use, provided, that you keep intact any copyright and other proprietary notices. No right, title, interest in any Material or software is obtained by any party by such use or viewing. Any use of the Material on the Website in any manner that is likely to cause confusion among customers or discredits or dilutes any trade mark, service mark, trade name(s) or logo of Progressive Business Concepts Ltd. or any third party is strictly not permitted. Modification of the Materials or use of the Materials for any other purpose is a violation of copyright and other proprietary rights. The use of any such Material on any other website or computer environment or interface is prohibited. Any other use of Materials on the Website, including reproduction for purposes other than those noted above, modification, distribution, transmission, republication, or any attempt to create derivative works from the Materials through any means without prior written permission of Progressive Business Concepts Ltd. is strictly prohibited. All rights not expressly granted herein are reserved. Any unauthorized use of the Materials appearing on this Website may violate copyright, trademark and other applicable laws and could result in criminal or civil penalties.


Progressive Business Concepts Ltd. has made every effort to display as accurately as possible the colors and features of the products that appear on the Website. However, as the actual colors, textures, styles and other features you see will depend on your monitor, we cannot guarantee that your monitor’s display of any color, texture or feature will be accurate. Not all products shown on the Website are or will be made available. Products, colors, styles, designs and prices are subject to change without notification due to manufacturer and/or vendor availability. We reserve the sole and final right to refuse to sell the products shown on the Website or limit the quantities purchased by each or any party.

No Warranties

Any products displayed on the website, content or information contained within the website or any site-related service, are provided “as is” with no representations or warranties of any kind, either expressed or implied, including (but not limited to) the implied warranties of merchantability, fitness for a particular purpose, and non-infringement of intellectual property. Progressive business concepts ltd. Expressly disclaims any duty to update or revise the materials on this website, although progressive business concepts ltd. May modify the materials at any time without prior notice. You assume total responsibility and risk for your use of this website and all products and information available on the website and any site-related services. By use of the website, you acknowledge that your use is at your sole risk and that you assume full responsibility for all costs associated with all necessary servicing or repairs of any equipment you use in connection with your use of this website. You further acknowledge that progressive business concepts ltd. Shall not be liable for any damages of any kind related to your use of this website or reliance on the information on the website. In addition, progressive business concepts ltd. Does not warrant that the functions contained in the materials on the website will be uninterrupted or error-free, that defects will be corrected, or that the website or the server that makes them available are free of viruses, worms or any other computer anomalies. Progressive business concepts ltd. Does not warrant or make any representations regarding the use or the results of the use of the materials in the website, in terms of their correctness, accuracy, reliability, or otherwise. Only you (not Progressive Business Concepts) assume the entire risk of any reliance on these materials. In particular (but without limitation), progressive business concepts ltd. Is not responsible for the content or material contained in or obtained through any sites that may be linked to this website. The linked sites are for your convenience only and you access them at your own risk. Any link to another site and reference to information, products or services provided by third parties linked to the website is not and shall not be construed as an express or implied endorsement by Progressive Business Concepts. Any questions or comments relating to linked sites should be directed to the operator(s) of the linked sites. Although progressive business concepts ltd. Attempts to ensure the integrity and accurateness of the website, it makes no guarantees whatsoever as to the correctness, accuracy, completeness or timeliness of information contained in the website. It is possible that the website, including but not limited to any listed prices, quantities or other information concerning products, services or promotions available on the website, could include typographical errors or inaccuracies. In the event that a product, service or promotion is listed at an incorrect price or with incorrect information due to a typographical or other error, Progressive Business Concepts Ltd. has the right to refuse or cancel any orders placed for the products, services or promotions at the incorrect price or based on the incorrect information. In addition, Progressive Business Concepts Ltd. Is not responsible for and has no obligations arising out of any unauthorized additions, deletions and alternations made to the website by third parties. In the event that an inaccuracy arises, please inform Progressive Business Concepts Ltd. So we can correct it.


Under no circumstances shall Progressive Business Concepts Ltd. And/or its affiliates, be responsible or liable for any actual, direct, indirect, incidental, consequential, special, exemplary, punitive or other damages or any other damages whatsoever arising out of or in connection with or relating in any way to the use (or inability of use) of the website, the products displayed on the website, website-related services and/or content, or information contained within the website whether in an action under contract, tort or otherwise even if progressive business concepts ltd. Has been previously advised of the possibility of such damages.


You agree to defend, indemnify and hold Progressive Business Concepts, its affiliates, agents and their officers, directors, employees and shareholders harmless from and against any and all claims, damages, losses, costs and expenses, including, but not limited to, reasonable legal fees and court costs, arising from or related to your use of this Website. Your sole remedy for dissatisfaction with the Website and/or site-related services is to stop using the Website, its services and products displayed on the Website.

Disclaimer of Liability

All content on this website is provided for informational purposes and reference only. The Material may contain inaccuracies or typographical errors. To the extent permitted by law, Progressive Business Concepts Ltd. disclaims all liability in respect of the content from this Website or from linked websites and shall not be liable or responsible for any loss arising or damage caused from any user’s reliance on information obtained from or through this Website. It is your responsibility to evaluate the information and other content available through this Website.


Progressive Business Concepts Ltd. reserves the right to withdraw, suspend or discontinue any functionality or features on this Website, including the termination of all activities and products associated with the Website without prior notice.


Unless otherwise specified, this Website and the contents thereof are displayed solely for the purpose of promoting Progressive Business Concepts Ltd. and products presented on this Website. The Terms and your use of this website shall be governed under the laws of the Hong Kong Special Administrative Region, China without regard to any conflict of law provisions or principles. Any dispute arising under these Terms or out of your use of this Website shall be resolved exclusively by the courts of the Hong Kong Special Administrative Region, China. By using this Website, you hereby agree to the personal jurisdiction of, and venue in, such courts.


You agree that any and all comments, feedback, suggestions, ideas, messages, designs, concepts, data and other items or materials disclosed, submitted or offered to Progressive Business Concepts Ltd. or otherwise disclosed, submitted or offered through or in connection with your use of this Website (collectively, the “Comments”) shall be treated as non-confidential and non-proprietary and shall become and remain Progressive Business Concepts’ property. Such disclosure, submission or offer of any Comments shall constitute an assignment to Progressive Business Concepts Ltd. of all worldwide rights, title and interests in all copyrights and other intellectual property rights in the Comments. Thus, Progressive Business Concepts Ltd. will own exclusively all such rights, title and interests and shall not be limited in any way in its use, commercial or otherwise, of any Comments. Progressive Business Concepts Ltd. is and shall be under no obligation to (i) maintain any Comments in confidence; (ii) to pay to any user or third party any compensation for or in connection of the use of any Comments; or (iii) to respond to any Comments. You agree, represent and warrant that no Comments submitted by you to through or in connection with your use of this Website will violate any right of any third party, including but not limited to, copyright, trademark, patent, trade secret, privacy or other personal or proprietary right(s). You agree that, by making any Comments through, in connection with or related to this Website, Progressive Business Concepts Ltd. has the right (but is not obligated) to copy, publish, distribute or use such Comments or any part(s) thereof, for any purpose, including but not limited to, promotion, advertising, product development or other commercial purposes, without compensation to you or any third party. Progressive Business Concepts Ltd. cannot and does not agree to consider or review every Comment. You further agree that no Comments submitted by you to through or in connection with the Website will be or contain unlawful, abusive or obscene material. Progressive Business Concepts Ltd. is not liable or responsible for the content of any material or Comments posted on this Website by users. You are and shall remain solely responsible for the content of any Comments you make.


Progressive Business Concepts’ policy, when collecting information (personal data) from you, is to meet the requirements of the Personal Data (Privacy) Ordinance of the Hong Kong Special Administrative Region, which regulates the treatment of personal data. Personal data is any information relating to any living individual from which it is possible to identify that individual. In dealing with personal data, Progressive Business Concepts Ltd. will ensure compliance by its staff with the standards of security and confidentiality prescribed by law.

Progressive Business Concepts Ltd. is committed to protecting your personal data. We do not sell or rent our clients’ personal information. By registering with us, you give us your consent to treat your personal data in accordance with the following Statement which explains our practice in relation to the collection, retention, storage and sharing of personal data.

Progressive Business Concepts will occasionally collect personal data from you, which will be processed for the specific purpose, which will be given at the time, or for any purpose stated in this Statement. Such purposes may include fulfillment of your specific requests or inquiries relating to Progressive Business Concepts Ltd. ‘ services or products, the processing of your complaints, inquiries or feedback in order to improve our services, or the identification and verification of you as a user. When you provide us with your name and contact details, we may also contact you for purposes of informing you of our marketing initiatives, promotions and products.   If you receive our promotional emails and you do not wish to receive these, you may always contact us to remove you from our mailing list. The provision of personal data or any information is voluntary. However, any failure to supply all information requested by Progressive Business Concepts Ltd. may result in its being unable to process your requests and inquiries fully or at all.

Progressive Business Concepts contracts with selected third parties such as banks, telecommunications operators and providers, computer and data services providers and other parties that provide administrative or support services.   When necessary, your personal information may be shared with these third parties for the sole purpose of assisting Progressive Business Concepts in the provision of these services by these selected third parties.   Unless required by law or in connection with a legal claim or proceeding or if Progressive Business Concepts Ltd. is subject of an acquisition, we do not otherwise disclose your information to third parties.

Progressive Business Concepts may make a record of your visit to this Website.   Progressive Business Concepts only collects aggregate information about the number and types of visitors for preparing general statistics on the usage of this Website and may also be disclosed by Progressive Business Concepts Ltd. in the case of any unlawful use of this Website.

By accessing and using our Website, you consent to our collection, use and disclosure of your information as disclosed in this Statement and within our Terms of Use.   On occasion, we may modify our practices or Statement on Privacy issues.   We will notify users of our Website of any changes in our Privacy Statement by posting the modifications on our Website.   Therefore, you should regularly review our Website to obtain updated information.